Car Accident Attorney: What to Do When the Other Driver Has No Insurance

Advice from a Car Accident Attorney on Getting Hit by an Uninsured Driver

Few things fill you with dread and anxiety like driving through an intersection and getting sideswiped by another car. The sound of smashing metal and the whiplash of the crash are enough to get anyone’s adrenaline pumping. As car accident attorneys at Tolbert Beadle, LLC., we see how shaken up people get after collisions. Aside from a tragic death or severe injury, the only thing that makes a serious car accident even more difficult to deal with if the other vehicle was operated by an uninsured driver. Not many people know what to do in this scenario, so our car accident attorney team offers some guidelines below for dealing with a car accident with an uninsured driver.

Get Their License Plate Number

Sometimes both people with and without insurance will try to flee after an accident. Although the law mandates that they must stay at the scene of the accident and exchange information, they may try to drive away immediately. This is called a hit and run. If you can take a picture of their license plate or scribble down their plate number, you can notify the authorities and see if they have insurance to pay for the damages.

Uninsured Motorist Coverage

In the state of Missouri, every driver must have uninsured motorist coverage. This coverage allows you to make a claim with your own insurance company when a driver without insurance hits you. The law in Missouri states that you must have coverage of at least $25,000 per person and $50,000 per accident.

When to Contact a Car Accident Attorney

Because Missouri is an at-fault state, the person who hits you is held liable for all the damages. The fact that they don’t have insurance does nothing to mitigate their responsibility to pay your damages. You can contact a car accident attorney to help you decide whether you should file a lawsuit against the other driver or get your own insurance company to pay for the medical expenses and auto work. A car accident attorney, with the facts of your case at his or her disposal, will help you form a case that gives you the best chance for the compensation you deserve.

Visit Tolbert Beadle, LLC., Today

Our team of experienced car accident attorneys has helped others deal with this frustrating situation many times in the past. If you need help filing a lawsuit or determining how to proceed with your insurance company, a Tolbert Beadle, LLC., auto accident lawyer can help guide you toward the best decision. Contact Tolbert Beadle, LLC, for a consultation today.