How Do I File a Workers’ Compensation Claim?

Workers’ compensation, or workers’ comp, is a type of insurance that employers are required to carry to protect their employees in case of injury while on the job. In Missouri, all workers’ claims are overseen by the Missouri Division of Workers’ Compensation.

Missouri does not require the employee to prove that the employer was at fault, causing the injury. This means that if you are injured on the job, you are entitled to have your injury treated and to receive the appropriate benefits like physical therapy and other treatments. You do, however, have to file a claim. And the sooner the better.

The Steps of Filing a Workers’ Comp Claim

Once you’ve sustained an on-the-job injury, it is important to notify your employer as soon as possible. Most states have a 30-day limit on workers’ comp claims, however, if you can notify your employer the same day, do so. Of course, if your injury requires emergency treatment do that first!

Your employer will give you forms to complete, which, they will then turn into the insurance company. In some states, you may have to submit forms to the insurance company directly. Be sure to know exactly what you need to do. A workers’ compensation lawyer can help outline the necessary steps and paperwork you need to complete.

After the necessary paperwork has been submitted, the insurance company will then investigate the claim. If they agree, your benefits will start and your treatment will be taken care of. However, in many cases, the first claim is denied and you have the right to pursue your claim on your own or with an attorney. The appeals process can be arduous and this is where the expertise of a workers’ comp lawyer can really come in handy.

If you find yourself facing the appeals process, finding an experienced workers’ comp lawyer should be your next step. A lawyer will help protect your rights as an employee and help you navigate the process. An experienced law firm will take a portion of your benefits as payment and if you lose, they will generally not charge you.

Contact a Workers’ Comp Lawyer at Tolbert Beadle LLC

Tolbert Beadle LLC is Missouri’s most experienced workers’ comp law firm. With three offices located throughout southern Missouri, they can help you navigate the sometimes complex world of workers’ comp claims. Contact us to schedule an appointment.