Construction can be a dangerous business. From on-site accidents to illness, there are plenty of ways to get hurt on the job. This makes workers’ compensation insurance, also known as “workman’s comp,” particularly common for construction workers. As workers’ comp lawyers in Missouri, Tolbert Beadle, LLC is well versed in the state’s workers’ compensation laws. Here, we discuss some of the laws that apply specifically to the construction industry.
What Counts as “Construction?”
Legally, construction can over a number of different jobs. Generally, a construction employee is anyone who “erect, demolish, alter or repair improvements.” This can include carpentry, masonry, painting, plumbing, electric work, concrete work, bridgework, irrigation work, excavation, road work, and more. By knowing if your job falls under the construction category, you know what kind of workers’ comp benefits you can receive.
Missouri Workers’ Comp Requirements
Employers in the state of Missouri are required to carry workers’ compensation insurance if they have five or more employees. This applies to any type of work, even office jobs. For construction workers, the rules are slightly different. Due to the risky nature of construction work, employers in the construction industry must carry workers’ compensation insurance if they have one or more employees. This applies to any type of construction work, whether it be full-time, part-time, or casual labor. If you work in construction and your employer is not carrying workers’ compensation, contact a workers’ comp lawyer.
Filing for Workers’ Compensation
If you are injured as a result of work, you should tell your employer as soon as possible. Typically, your employer will have forms for you to fill out. Afterwards, your employer must submit the paperwork to the insurance provider. If you claim goes through without being disputed by your employer or the insurance agency, then you will be awarded your compensation for your medical expenses and the time you missed from work.
Working with a Workers’ Comp Lawyer
Sometimes, the process does not go so smoothly. Perhaps your employer did not submit the paperwork properly or the insurance provider disputes the claim. If this is the case, you will need to seek assistance from a workers’ comp lawyer. By working with a workers’ comp lawyer, you can build a case to take to court so you can receive the benefits you deserve.
Contact Tolbert Beadle, LLC
If you are looking for a workers’ comp lawyer, look no further than Tolbert Beadle, LCC. Our team of experienced and knowledgeable attorneys will work with you to develop your case and ensure you receive your compensation. To schedule a consultation, contact us today!