Accidents Involving Uninsured and Underinsured Motorist

Springfield, Jefferson City, Columbia

Uninsured and Underinsured Car Accidents

When you’re in an accident with an uninsured motorist, there can be a lot of issues in receiving the compensation you deserve. The first thing to do when involved in a car accident like this is to check your insurance policy. You may have uninsured motorist coverage which will help your case significantly.

If not though, not all hope is lost for receiving compensation.

Uninsured vs Underinsured Motorists

Uninsured drivers are those that do not have liability insurance. Underinsured drivers are those who do have insurance but whose limits are too low to cover your damages and expenses from the accident.

In Missouri, insurance for uninsured motorist accidents resulting in bodily injury is required. Property damage insurance, however, is not required.

Know Your Options

You’re not alone in this process. A lot of people feel confused and overwhelmed when dealing with situations like this. We’ll help take some of that stress off your shoulders, so you can focus on your own healing process.

There are a variety of avenues we will explore to ensure you have the best chance possible of receiving the compensation you deserve. These include:

  • Communicating in-depth with the at-fault driver’s insurance company and your insurance company
  • Exploring recovery from the driver’s personal assets
  • Investigating if the driver was impaired in any way
  • Working with at-fault driver’s employer if they were working at the time of the accident

We’ll exhaust all of your possible options and help you through the process.

Contact A Car Accident Lawyer Now

If you’ve been involved in an accident with an uninsured or underinsured driver, reach out to us. Our personal injury experts will walk you through the various steps and give you the facts about your case.